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undergraduate thesis
UGOVOR O KREDITU
2022. urn:nbn:hr:150:938425
Filipović, Lucija
University of Applied Sciences "Lavoslav Ružička" in Vukovar
Business Department

Cite this document

Filipović, L. (2022). UGOVOR O KREDITU (Undergraduate thesis). Vukovar: University of Applied Sciences "Lavoslav Ružička" in Vukovar. Retrieved from https://urn.nsk.hr/urn:nbn:hr:150:938425

Filipović, Lucija. "UGOVOR O KREDITU." Undergraduate thesis, University of Applied Sciences "Lavoslav Ružička" in Vukovar, 2022. https://urn.nsk.hr/urn:nbn:hr:150:938425

Filipović, Lucija. "UGOVOR O KREDITU." Undergraduate thesis, University of Applied Sciences "Lavoslav Ružička" in Vukovar, 2022. https://urn.nsk.hr/urn:nbn:hr:150:938425

Filipović, L. (2022). 'UGOVOR O KREDITU', Undergraduate thesis, University of Applied Sciences "Lavoslav Ružička" in Vukovar, accessed 16 April 2024, https://urn.nsk.hr/urn:nbn:hr:150:938425

Filipović L. UGOVOR O KREDITU [Undergraduate thesis]. Vukovar: University of Applied Sciences "Lavoslav Ružička" in Vukovar; 2022 [cited 2024 April 16] Available at: https://urn.nsk.hr/urn:nbn:hr:150:938425

L. Filipović, "UGOVOR O KREDITU", Undergraduate thesis, University of Applied Sciences "Lavoslav Ružička" in Vukovar, Vukovar, 2022. Available at: https://urn.nsk.hr/urn:nbn:hr:150:938425

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Metadata
TitleUGOVOR O KREDITU
Title (english)LOAN AGREEMENT
AuthorLucija Filipović
MentorSanja Gongeta (mentor)
Committee memberŽeljka Borzan (predsjednik povjerenstva)
Committee memberSanja Gongeta (član povjerenstva)
Committee memberMirjana Nedović (član povjerenstva)
GranterUniversity of Applied Sciences "Lavoslav Ružička" in Vukovar
(Business Department)
Vukovar
Defense date and country2022-09-27, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Abstract
Cilj ovoga rada je obraditi najbitnije o kreditu i kreditiranju općenito, ali poseban naglasak je na ugovoru o kreditu sa ekonomskog i pravnog stajališta. U današnjem svijetu, kako u gospodarstvu tako i u financijskim poslovima, kreditiranje je od velikog značaja. Odluče li se građani na velika investicijska ulaganja, ili neke pothvate, kao npr. kupovina nekretnina, automobila te ostalo što označava normalni životni standard, ne mogu si priuštiti bez kredita. Iako su pojmovno slični, ugovor o kreditu se razlikuje u više važnih elemenata od ugovora o zajmu iz kojega je nastao. Ugovor o kreditu je ugovor koji je sklopljen po zakonu samo u pisanom obliku, davatelj kredita može biti samo banka, a predmet kredita je novac i kredit je uvijek naplatan jer korisnik ima obvezu plaćanja kamata. Dapače, ugovor o zajmu je neformalan ugovor, u kojemu zajam može biti besplatan (beskamatan), davatelj zajma može biti bilo koja osoba bila to fizička ili pravna, a predmet zajma mogu biti i zamjenjive stvari, a ne samo novac.
Abstract (english)
The aim of this paper is to process the most important about credit and lending in general, but special emphasis is placed on the loan agreement from an economic and legal point of view. In today's world, both in the economy and in financial affairs, lending is of great importance. If citizens decide to make large investments, or some ventures, such as buying real estate, cars and other things that indicate a normal standard of living, they cannot afford it without a credit. Although they are conceptually similar, the loan agreement differs in several important elements from the loan agreement from which it was created. A credit agreement is a contract concluded by law only in writing, the credit provider can only be a bank, and the object of the credit is money and the credit is always charged because the user is obligated to pay interest. Rather, a loan agreement is an informal agreement, in which the loan can be free (interest-free), the lender can be any person, be it natural or legal, and the object of the loan can be exchangeable things, not just money.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:150:938425
Study programmeTitle: Trade
Study programme type: professional
Study level: undergraduate
Academic / professional title: stručni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije (stručni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije)
Type of resourceText
File originBorn digital
Access conditionsAccess restricted to students and staff of home institution
Terms of useLicence In copyright icon
Created on2022-10-10 12:40:19