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undergraduate thesis
MIROVINSKI SUSTAV REPUBLIKE HRVATSKE
2022. urn:nbn:hr:150:535729
Rajković, Ante Ivan
University of Applied Sciences "Lavoslav Ružička" in Vukovar
Business Department

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Rajković, A. I. (2022). MIROVINSKI SUSTAV REPUBLIKE HRVATSKE (Undergraduate thesis). Vukovar: University of Applied Sciences "Lavoslav Ružička" in Vukovar. Retrieved from https://urn.nsk.hr/urn:nbn:hr:150:535729

Rajković, Ante Ivan. "MIROVINSKI SUSTAV REPUBLIKE HRVATSKE." Undergraduate thesis, University of Applied Sciences "Lavoslav Ružička" in Vukovar, 2022. https://urn.nsk.hr/urn:nbn:hr:150:535729

Rajković, Ante Ivan. "MIROVINSKI SUSTAV REPUBLIKE HRVATSKE." Undergraduate thesis, University of Applied Sciences "Lavoslav Ružička" in Vukovar, 2022. https://urn.nsk.hr/urn:nbn:hr:150:535729

Rajković, A. I. (2022). 'MIROVINSKI SUSTAV REPUBLIKE HRVATSKE', Undergraduate thesis, University of Applied Sciences "Lavoslav Ružička" in Vukovar, accessed 24 January 2025, https://urn.nsk.hr/urn:nbn:hr:150:535729

Rajković AI. MIROVINSKI SUSTAV REPUBLIKE HRVATSKE [Undergraduate thesis]. Vukovar: University of Applied Sciences "Lavoslav Ružička" in Vukovar; 2022 [cited 2025 January 24] Available at: https://urn.nsk.hr/urn:nbn:hr:150:535729

A. I. Rajković, "MIROVINSKI SUSTAV REPUBLIKE HRVATSKE", Undergraduate thesis, University of Applied Sciences "Lavoslav Ružička" in Vukovar, Vukovar, 2022. Available at: https://urn.nsk.hr/urn:nbn:hr:150:535729

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Metadata
TitleMIROVINSKI SUSTAV REPUBLIKE HRVATSKE
Title (english)PENSION SYSTEM OF THE REPUBLIC OF CROATIA
AuthorAnte Ivan Rajković
MentorMario Banožić (mentor)
Committee memberŽeljko Sudarić (predsjednik povjerenstva)
Committee memberMario Banožić (član povjerenstva)
Committee memberSanja Gongeta (član povjerenstva)
GranterUniversity of Applied Sciences "Lavoslav Ružička" in Vukovar
(Business Department)
Vukovar
Defense date and country2022-09-12, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Abstract
Mirovinski sustav Republike Hrvatske predstavlja program socijalnog osiguranja koji djeluje na način da radnik tijekom svog radnog vijeka, uplaćuje doprinose I i II stupa osiguranja, a III mirovinski stup je na dobrovoljnoj bazi radnika. Budućnost mirovinskog sustava uspostavljena je Zakonom o mirovniskom osiguranju (NN 157/13, 151/14, 33/15, 93/15, 120/16, 18/18, 62/18, 115/18, 102/19, 84/21), koji je doživio učestale promijene. Temeljem navedenih zakona osnovani su mirovinski fondovi gdje osiguranici u sklopu I, II i III razine mirovinskog sustava uplaćuju svoje doprinose. U Republici Hrvatskoj već se duži niz godina neformalno govori da na mirovinu ne treba računati kao za opciju za mlađe generacije jer je omjer radnika i umirovljenika sve nepovoljniji. Ovakvim naznakama i pokazateljima trendova, mirovinski sustav će u dogledno vrijeme postati neodrživ jer će se sve veći broj onih radnika koji uplaćuju mirovinsko osiguranje i broj umirovljenika potpuno izjednačiti. Iz svega navedenoga se može zaključiti kako državnu mirovinu ubuduće treba promatrati kao zaštitnu mrežu (osiguranje), a nikako kao primanje koje će osigurati mirnu starost.
Abstract (english)
Pension system of The Republic of Croatia represents a social insurance program that operates in such a way that the employee during his working life, pays contributions to the I and II insurance pillars, but the III pillar is on a voluntary basis. The future of the pension system was established by the Pension Insurance Act (OG 157/13, 151/14, 33/15, 93/15, 120/16, 18/18, 62/18, 115/18, 102/19, 84/21), which has undergone constant changes. Pursuant to the aforementioned laws, pension funds have been established where insured people pay their contributions within the I, II, III pillars of the pension system. In the Republic of Croatia, it has been informally said for many years that the younger generation should not count on a pension as an option because of the ratio of workers and retirees is becoming increasingly unfavorable. With such indications and indicators of trends, the pension system will become unsustainable in the foreseeable future because of the growing number of those workers who pay pension insurance and the number of retirees wil be completely equal. From all of the above, it can be concluded that the state pension should be viewed as a safety net, instead of a income that will ensure a peaceful old age.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:150:535729
Study programmeTitle: Trade
Study programme type: professional
Study level: undergraduate
Academic / professional title: stručni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije (stručni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije)
Type of resourceText
File originBorn digital
Access conditionsAccess restricted to students and staff of home institution
Terms of useLicence In copyright icon
Created on2022-09-19 07:05:47